Jagananna Sampoorna Gruha Hakku Scheme 2023 ~ Benefits

The Government of Andhra Pradesh launches various kinds of schemes in order to provide houses to the citizens of the state. For availing of the benefit of these schemes sometimes the beneficiaries are required to pay a certain amount. For this purpose beneficiaries take loans. The Government of Andhra Pradesh has decided to waive off the loans taken for government-sanctioned houses through Jagananna Sampoorna Gruha Hakku Scheme 2023. Now citizens of Andhra Pradesh will be provided full rights over their property through this scheme. This article covers all the important aspects of the Scheme. You will get to know the registration procedure and other relevant details by reading this article.

Key Highlights Of Jagananna Sampoorna Gruha Hakku Scheme 2023

AP Jagananna Sampoorna Gruha Hakku Scheme 2023

On 21st December 2021, the chief minister of Andhra Pradesh YS Jagan Mohan Reddy launched Jagananna Sampoorna Gruha Hakku Scheme 2023. Through this scheme, the Government of Andhra Pradesh is going to waive off all the loans and their interest on the government-sanctioned houses and provide beneficiaries full rights over their property. For availing of the benefit of this scheme, the beneficiaries are required to make a payment of the nominal amount. The announcement to launch this scheme was made by the Chief Minister at a function at Tanuku in West Godavari district. Over 5.2 million families will be benefited from this scheme. The government is going to provide a registered title deed on payment of a nominal amount under a one-time settlement plan. Beneficiaries will also be provided with registration documents.

OTS Initiative Under Jagananna Sampoorna Gruha Hakku Scheme

The chief minister of Andhra Pradesh Jagan Mohan Reddy launched a loan facility for the one-time settlement scheme for beneficiaries under Jagananna Sampoorna Gruha Hakku Scheme on 28 February 2022. The Chief Minister has said that the beneficiary from Guntur municipal corporation paid Rs 20000 and got the clear title for their property without any litigation. In turn, they mortgaged their property and got a loan of Rs 300000 so that it would help their families to have a better life. Under this scheme, the beneficiary will get Rs 15000 with the complete exemption of registration charges and stamp duties. Rs 10000 crore worth of debts were waived through the OTS scheme. In addition to stamp duty exemption of Rs 1600 crore. The officials were directed by the CM to complete the registration of properties for OTS beneficiaries within the stipulated time

Government To Waive Off Rs 10 Thousand Crore Outstanding Loans

After paying the nominal value the beneficiaries can pass on the asset to the next generation, avail of a loan, and also sell their property at the market rate. Through Jagananna Sampoorna Gruha Hakku Scheme 2023 scheme the Government of Andhra Pradesh is going to waive off about Rs 10 thousand crores in outstanding housing loans. These loans have taken from the AP Housing board corporation in 2011. Nearly 52 lakh people will get benefit from this scheme. As a part of the scheme, the Chief Minister has also distributed registered documents to 826000 people who have enrolled in this scheme. Other than that those citizens who have constructed houses in the government-allotted lands with their own money and don’t have full rights can also avail of registration by paying just Rs 10. The government has been spending Rs 6000 crores for free registration alone under this scheme.

Nominal Value To Be Paid For Availing Benefit Of This Scheme

In order to avail of the benefit of the Jagananna Sampoorna Gruha Hakku 2023, the beneficiaries require to pay a nominal amount of Rs 10000 in villages, Rs 15000 in the municipality, and Rs 20000 in Municipal corporations. If the loan amount is less than the stipulated amount then the beneficiaries can pay the outstanding loan amount and can get the rights to their property. Beneficiaries can register under this scheme till April 2022. After paying nominal value the beneficiary’s property would remove from the prohibited land under section 22(A). In order to ease the registration process beneficiaries can also register their property at the village and ward secretariat without any kind of additional cost. Beneficiaries do not require to provide any link documents to carry out any transaction related to the property.

Jagananna Sampoorna Gruha Hakku Scheme Objective

The main objective of the Jagananna Sampoorna Gruha Hakku Scheme 2023 is to waive off all the loans and the interest on government-sanctioned houses. Through this scheme, beneficiaries will be provided full rights over their property. For availing of the benefit of this scheme, the beneficiary has to make a payment of the nominal amount. After paying the nominal amount the beneficiaries will be provided a registered title deed. The beneficiaries can pass on the asset to the next generation, avail of loans, and also sell their property at the market rate with the implementation of the scheme. Now all the beneficiaries who have taken loans for government sanction houses will get property right

Benefits And Features Of Jagananna Sampoorna Gruha Hakku Scheme 2023

• The Government of Andhra Pradesh has launched Jagananna Sampoorna Gruha Hakku Scheme 2023.
• Through this scheme, the Government of Andhra Pradesh is going to waive off all the loans and their interest on the government-sanctioned houses and provide beneficiaries full rights over their property.
• In order to avail of the benefit of this scheme, the beneficiaries require to make a payment of a nominal amount.
• The Chief Minister of Andhra Pradesh has launched the scheme at Tanuku in the West Godavari district.
• Around 5.2 million families will benefit from this scheme.
• The government is going to provide a registered title deed on payment of a nominal amount under a one-time settlement plan.
• Beneficiaries will also be provided with registration documents
• After paying the nominal value the beneficiaries can pass on the asset to the next generation, avail of a loan, and also sell their property at the market rate.
• Through this scheme, the Government of Andhra Pradesh is going to waive off about Rs 10 thousand crores in outstanding housing loans.

Other Benefits

• These loans have been taken from the AP Housing board corporation since 2011.
• 52 lakh people will benefit from the implementation of this scheme
• The Chief Minister has also distributed registered documents to 826000 people who have enrolled in this scheme.
• Those citizens who have constructed houses in the government-allotted lands with their own money
• They don’t have full rights and can also avail of registration by paying just Rs 10.
• The government has been spending Rs 6000 crores for free registration alone under this scheme
• In order to avail of the benefit of the scheme, the beneficiaries require to pay a nominal amount of Rs 10000 in villages, Rs 15000 in the municipality, and Rs 20000 in Municipal corporations.
• If the loan amount is less than the stipulated amount then the beneficiaries can pay the outstanding loan amount and can get the rights to their property.
• Beneficiaries can register under this scheme till April 2022.

Eligibility Criteria And Required Documents

• The applicant must be a permanent resident of Andhra Pradesh
• The applicant must have taken a loan for government-sanctioned houses
• Aadhar card
• Residence certificate
• Passport size photograph
• Mobile number
• Ration card
• Email ID

Apply Under Jagananna Sampoorna Gruha Hakku Scheme 2023

• First of all, go to the official website of the Jagananna Sampoorna Gruha Hakku Scheme
• The home page will appear before you
• On the homepage, you are required to click on apply now
• A new page will appear before you
• On this page, you have to enter the registration details
• Now you have to upload all the required documents
• After that you have to click on submit
• By following this procedure you have to register under Jagananna sampoorna gruha hakku scheme

Procedure To Login On The Portal

• Go to the official website of Jagananna sampoorna gruha hakku scheme
• The home page will appear before you
• On the homepage, you have to click on the login
• The following options will appear before you:-
  • NPI Sign In
  • Sign In
• You have to click on the option of your choice
• The login form will appear before you
• In this form, you have to enter your username password, and captcha code
• Now you have to click on sign in
• By following this procedure you can log in to the portal

Some Important Information Regarding Jagananna Sampoorna Gruha Hakku Scheme

• Through this scheme freehold title over the houses in which the beneficiary is living will create.
• The document will enable hassle-free transactions
• When the patta is issued under this scheme then there will be no need for any linked document
• The registration will be done in the name of the beneficiary at the village secretariat level itself
• There is no need to go to the sub-registrar office
• There is no need for any registration fees
• The government has waived off all the requisite fees which are needed for the registration process
• The document can be used for availing bank credit on mortgages. Other than that there will be no title document will be issued

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