SBI PO Interview Questions and Answers 2020-21 ~ Tips & Experience

SBI PO Interview Questions and Answers 2020-21: Dear Aspirants, as we all know SBI has conducted the Mains examination on 29.01.2021 and recently released the Mains Result 2021. We hope all of you got shortlisted for the Interview. Right now all the candidates are vigorously preparing for SBI PO Interview 2021. This is the golden opportunity for all of you to grab the posting. So aspirants have to prepare effectively to get selected. For that candidates have to collect the previous year’s SBI PO Interview and Group Discussion questions in which aspirants can understand the standard of the questions and important topics for SBI PO Interview 2021. For SBI PO Interview preparation and Group Discussion, we have provided some tips along with Interview Questions.

SBI PO Interview Questions and Answers 2020-21 | Interview Experience & Tips

SBI PO Interview Tips:

1. Dress appropriately and arrive on time
2. Some of the most important qualities that an interviewer is looking for include confidence level, thought process, and the frame of mind of the candidate. So, make sure you go for the PO interview with the right attitude.
3. You need to be a good speaker as well as a good listener to impress your invigilator.
4. Ability to present oneself effectively – Your confidence & body language matters a lot.
5. Be confident and clear to give best self Introduction of yourself
6. Brush up with some basic banking concepts
7. Be clear in financial and economic concepts
8. Go through the Current affairs
9. Try to answer the questions in an optimistic manner
10. Keep yourself updated with the mains exam topics
11. Be strong with the concepts of your respective stream of education
12. Be aware of the Schemes launched by the Government

SBI PO Group Discussion Tips:

In SBI Group Discussion, you would be required to sit in 10 candidates batch in a semicircle way.

Language isn’t a barrier here, as you can select any of the languages (English/Hindi) provided you are able to communicate your thoughts properly.

For preparing Group Discussion, you need two things-

• Background knowledge (General Awareness of the latest happenings around the world)
• And secondly how to perform well in a Group Discussion

1. Justify the topic by talking in context to the topic.
2. Be Polite and sound impressive
3. Be patient and wait for your turn.
4. If you start the discussion before everyone or you conclude it effectively, it shows your leadership quality.
5. Avoid deviation and Keep your discussion on the right track
6. Being full of facts and statistics is the best way to grab attention. Go through the newspapers and current events regularly to be clear with the statistics and facts
7. GD Topics may differ. It may be either Factual, Case studies, or Abstract. Be clear with the topic and related points before you start speaking
8. Avoid presenting Extreme personal views
9. As it is a discussion always respect other person opinion and views.
10. There should be clarity in your views
11. Improve your speaking skills
12. The person who concludes a discussion gets an extra edge over the candidates.

SBI PO Interview Questions:

Personal Questions:

1. Tell about yourself
2. What are your strength and weakness?
3. What is special about your Hometown?
4. What have you been doing after graduation?
5. Why do you want to join the Banking Sector?
6. Where do you see yourselves five years down the line?
7. Why should we hire you?
8. What are the Job profile and responsibilities of being a PO?
9. What is your hobby?
10. Family Background
11. Will you leave this job if you get a better Job Opportunity?

Banking- Related:

1. NPA
2. Acts related to banking
3. Bitcoin
4. Apps launched recently
5. Schemes
6. Basic Banking Concepts
7. Technology related to banking
8. Digital Banking
9. Amalgamation
10. Types of Banking
11. Money Laundering
12. Cryptocurrency
13. Banking terminologies and Abbreviations
14. FDI and FPI
15. Budget 2020-21
16. What are the reasons for the current problems of the Indian Economy?
17. Inflation, Deflation
18. Mutual Funds
19. Payments systems
20. Bank Functions, Accounts, Cheques & Risks

Current Affairs Related:

Go through the Newspaper daily and be clear with the current events. Mainly be clear with the issues or advances in Banking Industry. Make sure that your answer in Current affairs should be correct. Do not answer in Guess as this will not give a good impression among the panel.

SBI PO GD Topics:

1. Union Budget 2020-21
2. Pros and Cons of Cashless Economy
3. Blockchain Technology
4. Pros and Cons of Merger of Banks
5. Privatization of Banks
6. Payment Banks and Small Finance Banks
7. What will be the impact of GST on the Indian Economy?
8. Artificial Intelligence
9. Contactless Payment system
10. Causes and Consequences of Economic Slowdown of India
11. Advantages and Disadvantages of Digital Learning
12. Impact of Coronavirus on Banking system and Economy
13. Gas leak in Vishakapatnam
14. Wind Energy vs Solar Energy
15. Is work from home really practical in the Indian Corporate System?
16. New National Education Policy
17. New Farm Laws
18. How Positive Pay system Safeguards cheque payments
19. Sovereign Gold Bond Scheme
20. Atmanirbhar Bharat Abhiyan Economic Package

SBI PO Interview experience of the Aspirants:

1). Interview Experience of some of the Aspirants:

Feedback- Group Discussion

Average Duration: 25 min (5 min for thinking and 15 min for discussion)

No. of Panelists: 2

• Indian Villages – Strength or Weakness?
• Is allowing FDI in retail sector good or bad for India?
• Do you think govt. should focus more on agriculture sector than manufacturing sector?
• Personal Banking has an edge over digital banking and vice versa.

Feedback – Personal Interview

Average Duration: 20-25 minutes.

No. of Panelists: 4-6

Interview 1:

• Self Introduction.
• What are the RBI functions?
• If selected in RBI and SBI, which would you choose and why?
• Who was the presidential candidate from the opposition and what post did she hold previously?
• Who is your idol and why?
• Who is the chairperson of SBI?
• Apart from RBO, what are the other levels of offices that are set up by SBI?
• What are the qualities that make a good banker?

Interview 2:

• What are your strengths and weaknesses?
• Tell me something about the state you belong to.
• What were you doing after graduation?
• Why haven’t you appeared in any placement drive?
• Suppose that you are appointed as branch manager in a metropolitan city and you have to expand your bank business. What will you do?
• Some Acts related to Banking

Interview 3:

• You are a mechanical engineer, so tell me what types of machines are used in banks?
• What is demonetization and was it successful?
• What is cybercrime? What is called cybercrime in banking?
• Tell me the difference between rupay and master card?
• What is Jhan Dhan yojana and how have banks benefitted from this scheme?

Interview 4:

• Tell me about yourself.
• So you are a civil engineer, tell me some features of a smart city.
• What is DICGC?
• What do you know about MNREGA?
• What is the difference between NEFT and RTGS?
• Tell me about the Doklam issue.

Overall Experience: The whole interview was average and the questions were related to the educational background of the candidates and the projects taken during their colleges.

2). Interview Experience of Swati Goyal

GD Topic: Does education policy of India needs a change?

GE: Prioritise the qualities you wish to see in a new neighbour. (In no particular order)

1. Same state
2. Education
3. Cooperative and helpful
4. Reliable
5. Happy natured
6. Adjustable
7. Culturally rich
8. Vegetarian

Interview:

Panel Members: 4

L1(chairperson)- Tell me about your hobbies

M1- what is narrow banking?
What are the services provided by SBI?

M3- what reforms will you bring in case you are selected as the election commissioner of our country?

They were not taking much time after lunch. Approx 6-7 minutes per person.

All the Best!!!

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