Mo Ghara Yojana Odisha:- In a noteworthy move, the Naveen Patnaik Government has introduced Mo Ghara Yojana on May 29. This scheme aims to provide credit-linked financial assistance to individuals who face budget constraints in constructing or repairing their homes. The implementation of this scheme brings significant relief to economically and socially disadvantaged individuals. As the BJD’s fifth term in office approaches its four-year mark, the Odisha Government has recently approved 18 important initiatives, including the Mo Ghara plan. To learn more about the Mo Ghara Scheme Odisha, including its highlights, objectives, features and benefits, eligibility criteria, required documents, application procedure, and more, read on.
Odisha Mo Ghara Scheme Details in Highlights
| Name | Mo Ghara Yojana Odisha |
| Introduced by | Naveen Patnaik Government |
| State | Odisha |
| Beneficiaries | Lower Middle Class People of Odisha |
| Loan Amount | Rs 3 Lakh |
| Official Website | https://rhodisha.gov.in/moghara/ |
Mo Ghara Yojana Odisha 2023
As Chief Minister Naveen Patnaik’s fifth term nears its four-year mark, the implementation of the Mo Ghara Yojana comes as a significant development. This program aims to provide assistance to families who were previously excluded from existing housing programs due to strict eligibility criteria or insufficient funding. It also caters to individuals who have previously received housing assistance of a lower amount and now seek to upgrade or expand their homes. The credit-linked housing program, fully supported by the State budget, has received approval from the State Cabinet, presided over by the Chief Minister of Odisha. Starting from June 15, 2023, applications for loans under this scheme will be accepted. The Mo Ghara Yojana is one of the 18 proposals approved by the Odisha Cabinet, further highlighting the government’s commitment to inclusive housing initiatives.
Under the leadership of Chief Minister Naveen Patnaik, the Cabinet meeting witnessed the decision-making process. In a strategic move ahead of the 2024 elections, the State Government of Odisha has approved 18 proposals, including the establishment of Mo Ghara, a new housing program. This decision comes a week after the Cabinet reshuffle, which added three new ministers to the Council of Ministers in Odisha. The Mo Ghara Yojana aims to fulfill the aspirations of lower and lower-middle-class households in rural areas by providing financial assistance through the Panchayati Raj & Drinking Water Department. This initiative reflects the State Government’s commitment to enhancing the living conditions and meeting the housing needs of the rural population.
Mo Ghara Yojana Odisha Objective
The State Cabinet has given its approval to Mo Ghara, a new housing program aimed at providing financial assistance to rural households in Odisha with lower and lower-middle incomes, enabling them to fulfill their housing aspirations. This program will encompass all families who were previously excluded from existing housing programs due to stringent eligibility criteria or a lack of adequate funding. With the introduction of Mo Ghara, the government aims to address the housing needs of these marginalized communities and ensure their access to safe and affordable housing solutions.
Features and Benefits of Mo Ghara Yojana Odisha
Some of the key Features and Benefits of Mo Ghara Yojana Odisha
- Pucca housing is provided to the rural poor, raising their standard of living
- It reduces the vulnerability of the poor in rural areas to disasters
- It helps the rural poor feel more deserving of their dignity
- It helps the economic growth of rural communities
- A beneficiary of the program may obtain a housing loan up to Rs. 3 lakh, which may be repaid over the course of 10 years with the exception of a one-year moratorium period in convenient payments.
- The four loan amount slabs are Rs. 1 lakh, Rs. 1.5 lakh, Rs. 2 lakh, and Rs. 3 lakh, respectively, according to the Cabinet notification.
- Those with monthly incomes below 25,000 rupees and those who have previously received housing aid totaling 70,000 rupees or less may be eligible for a loan under the Mo Ghara program.
Mo Ghara Yojana Odisha Loan Subsidy Amount
| Loan Amount | Subsidy Provided |
| 1 lakh | 30,000 Rupees |
| 1.5 lakh | 45,000 Rupees |
| 2 lakh | 60,000 Rupees |
| 3 lakh | 60,000 Rupees |
Eligibility Criteria for Mo Ghara Yojana Odisha
The applicants applying for Mo Ghara Yojana Odisha must fulfill the following eligibility criteria:
- The candidate must live in Odisha permanently.
- The candidate must not own a pucca house in Odisha and must reside in a kuccha house.
- The applicant must fall under the EWS classification.
- The family income of the candidate must be less than Rs. 25,000 per month.
- The candidate must not have previously received any type of government housing aid.
Required Documents to Apply
Some of the important documents required for Mo Ghara Yojana Odisha are as follows:
- Passport size photograph
- Aadhaar Card
- Voter ID Card
- Address Proof
- Identification Proof
- Residence Certificate
- Bonafide Certificate
- BPL Certificate
- EWS Certificate
Application Procedure for Mo Ghara Yojana Odisha 2023
Applicants need to follow the below-given steps to apply for the Mo Ghara Yojana Odisha
- First of all, go to the official website of the Mo Ghara Yojana Odisha
- The homepage of the website will open on the screen.
- Click on the Registration option.
- A New page will open on the screen.
- Once you will click on the link, an application form will open on the screen
- Now, fill in the form with all the required details like Name, Email ID, Mobile Number, Address, etc
- After that upload all the required documents
- After successful registration, login with the details.
- Enter details in the application form.
- Finally, click on the Submit button to complete the application process
- First of all, go to the official website of Assam Khel Maharan i.e. https://dsywassam.com/khel/
- The homepage of the website will open on the screen
- Click on the Search button
- A new page will open on the screen
- Enter your registered mobile number
- After that, select your district
- Finally, click on the search button and the list of registered players will open on your screen
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